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Global Capital Commercial is one of the leading facilitators of Commercial Property Loans Australia wide. Global
Capital Commercial understands that every commercial property loan can be
affected by a broad spectrum of variables which can require extensive
structuring in order to get them approved.
Due to the global finacial crisis the
lending environment in the commercial property market has generally become very
tight with most lenders lowering their Loan to Value Ratios (LVR’s), tightening
credit policy and with many lenders pulling out of the market this has left
commercial property loan borrowes frustrated with the lack of commercial loan
products available to them. Global
Capital Commercial though our wealth of experience in the marketplace and
access to over 200 commercial lenders has been able to offer our clients access to
commercial loans which have matched their financial requirements even
through these trying times.
Our commercial mortgage product offerings
range from straight forward commercial loans for both investors and owner
occupiers, through to more highly leveraged structured finance facilities as follows:
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Investment loans for commercial real estate, industrial and retail assets
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Owner-Occupied loans for commercial real estate, industrial and retail assets
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Non Recourse loans (no directors guarantees required)
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Specialised assets such as hotel & motels, caravan parks, petrol stations and child care facilities
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Structured facilities where the LVR required exceeds current lending parameters and a structured solution is required
Depending on what financial information the borrower can provide a commercial mortgage solution may be achieved through either:
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Full Doc: Commercial borrowers who can demonstrate serviceability with up to date detailed financial statements covering the last two years
- Lite Doc: Commercial Loan borrowers who just fall outside the Full Doc criteria and who can still clearly demonstrate serviceability through information such as less than 2 years financials, rental income etc.
- Low Doc: Commercial Loans where the borrower can not demonstrate serviceability through non-traditional means however can obtain an accountants letter confirming that they can service the debt
- No Doc / Asset Lend: Commercial Loan borrowers who cannot provide any income verification and also can not obtain an accountants letter to confirm that they can service the debt. In effect the commercial loan is an asset lend
Given that we have access to over 200 commercial lenders means that we can assist no matter what your commercial loan requirements may be. Our products aim to be at the
forefront of the commercial mortgage lending market.
Having access to a
vast array of funders GCC can offer the following commercial loan benefits:
- Competitive lending rates across the entire
commercial mortgage product range
- Tailor made solutions for all your commercial
loan requirements
- Flexible LVR’s and other terms and
conditions
- Offer non-bank solutions and thereby avoiding
"putting all of your eggs in one basket”
- Access to ‘set and forget’ commercial loans
which do not have any annual reviews
- Access to non-bank private lenders who take a more commercial view on commercial loans
- Fast turnaround times for commercial loans
- Flexible commercial loan servicing criteria
- Access to commercial loans based on valuation as opposed
to purchase price
Whatever the requirements we have access to the appropriate commercial loans and lenders that can assist.
If you are looking at buying a commercial
property or are refinancing a commercial property and would like to speak to
one of our finance consultants for further information on Commercial Loans contact
Global Capital Commercial on 02
9222 9100 or if you would prefer one of
our consultants to contact you please complete and return our one page enquiry
form.
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