Commercial Loans

   
GCC is one of Australia's leading facilitators of Commercial Loans.  Every commercial loan is affected by a broad spectrum of variables, with some requiring extensive structuring for which GCC is renowned.
 
Our commercial loan products range from straight forward investment loans through to more highly leveraged facilities and include the following:
  • Investment loans for all commercial, industrial and retail assets
  • Owner-Occupied loans for all commercial, industrial and retail assets
  • Non Recourse loans (no directors guarantees required)
  • Specialised assets such as hotel & motels, caravan parks, petrol stations and child care facilities
  • Structured facilities where the LVR required exceeds current lending parameters and a structured solution is required
Depending on what information the borrower can provide a finance solution can be achieved through either:
  • Full Doc Borrowers who can demonstrate serviceability with up to date detailed financial statements covering the last two years
  • Lite Doc Borrowers who just fall outside the Full Doc criteria who can still clearly demonstrate serviceability through information such as rental income etc
  • NoDoc Borrowers who cannot provide any income verification and require in effect an asset lend
Our products aim to be at the forefront of the commercial mortgage lending market.  Having access to a vast array of funders GCC can offer:
  • Competitive wholesale lending rates
  • Flexible LVR’s and other terms and conditions 
  • Offer non-bank solutions and thereby avoiding “putting all of your eggs in one basket”
Should you wish to discuss a scenario, please feel free to contact us on 02 9222 9100 or click on the link below.
 
 
 
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